For example, you might want to plan for early retirement, or a hybrid scenario where you keep working part-time or otherwise choose to delay your social security benefits. These spreadsheets can even help you find the best age to retire. So here are seven of the best free retirement spreadsheet templates. You can build your own retirement planner, but it’s faster and easier to get started with a free template. The totals can then be used for tax time when reporting tax deductions. Get started with an easy retirement template - A monthly budget worksheet with same categories as yearly version. Learn about Tiller’s Foundation Template. Each template is free to download, printable, and fully customizable to meet your business needs. And then in your post-retirement years, you can customize your spreadsheet with a budget that helps you optimize spending and protect your nest egg.įollowing a budget can help you save more for retirement and reach your long-term financial goals. We’ve collected 23 of the top bookkeeping templates for small business owners. Compare projected costs with actual costs to hone your budgeting skills over time. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses. You can start using one today to budget, pay down debt, and track your net worth. This Excel template can help you track your monthly budget by income and expenses. Spreadsheets are also the one financial planning tool you will never outgrow. (Of course, the future is uncertain, as are long-term rates of return, inflation, and even lifespan, so no plan is guaranteed – but as they say, failure to plan is planning to fail.) It can also help you see where to make changes today to get where you want to be in the future. This will provide an accurate picture of what your retirement might look like. With a retirement spreadsheet, you can easily input your own numbers and experiment with different savings, investment growth, and withdrawal rate scenarios. Track your rental finances by entering the relevant amounts into each itemized category, such as rent and fees in the rental income category or HOA dues, gardening service and utilities in the monthly expense category. A spreadsheet is a perfect tool for the job. To download the free rental income and expense worksheet template, click the green button at the top of the page. Preparing your retirement takes careful planning that begins years in advance.
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